Rural banking in India

Rural banking in India project report
Rural banking in India started since the establishment of banking sector in India. Rural Banks in those days mainly focussed upon the agro sector. Regional rural banks in India penetrated every corner of the country and extended a helping hand in the growth process of the country.

SBI has 30 Regional Rural Banks in India known as RRBs. The rural banks of SBI is spread in 13 states extending from Kashmir to Karnataka and Himachal Pradesh to North East. The total number of SBIs Regional Rural Banks in India branches is 2349 (16%). Till date in rural banking in India, there are 14,475 rural banks in the country of which 2126 (91%) are located in remote rural areas.

Scope of the study

Scope of the study is to to understand the concept of rural banking and what are the challenges faced  in case of rural banking and our scope of the study is limited to few banks and rural areas

Aim of the study
Aim of the study is to understand the Rural Banking in detail and how banks are helping rural areas by way of providing finance and other banking facilities.

Objectives of the study
• To study Indian banking industry in detail
• To study the rural banking in detail
• To study the rural banking –current status
• To study the Functioning for the development of Rural area  
• To study the role of RBI in Rural Credit 
• To know the Approach to Rural Banking
• To study the technology and rural banking
• To know the kind of loans provided by State Bank of India loans – Rural banking
• To study the challenges faced in rural banking

Research Methodology
Research methodology stands for the ways & means that we adopt for conducting research. In this we study the various steps that are generally adopted by a researcher in pursuing the research
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keywords : SBI , PNB , BANKS , ICICI , HDFC ,HSBC, STANDARD CHARTERED